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Income

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Achieving Financial Stability

As many as one-third of working Americans do not earn enough money to meet their basic needs. These individuals are walking a financial tightrope - they are barely able to get by, with no ability to save for college, a home, or for retirement. With your help, United Way is working to cut in half the number of lower-income families who are financially unstable. If we're successful, by 2018 1.9 million working families will be on the road to economic independence. Learn More about United Way's Ambitious 10 year Goals.

The community and family issues that stem from the economic and financial pressures facing individuals and their families are growing increasingly complex and more difficult to address. Wages have not kept pace with the rising cost of housing, healthcare, and education in many areas, and skill levels have not stayed in alignment with changing industry needs. As a result, more than 12 percent of the U.S. population has an income below the federal poverty level, in spite of the fact that many are employed, some with two or three jobs.

The United Way Financial Stability Partnership was created to strengthen communities by identifying and tacking the underlying causes of the financial hardship facing today's families. United Ways bring together cross-sector partners to help lower-income individuals and fa milies achieve financial independence by empowering them with the tools and skills necessary to maximize their income, build savings and gain assets.