United Way's Committment to Healthier Children and a
Strong Economy
All Californians benefit when our children have
health insurance and receive preventive care. It is not only good for our kids,
but it helps keep costs down for all of us. The fact is, Californians are
already paying for healthcare for uninsured children, but in a less
cost-effective way. That's why United Way believes we must have policies
and funding in place at both the state and federal level to ensure all children
have access to healthcare. At the same time, United Way understands that
business is the engine of California's economy and works to help ensure
policies to cover all children are fair to business and helpful to our state's
fiscal environment.
United Way is involved in the Covering California's Children
campaignto ensure
healthier children and a stronger economy. We are also working hard to
protect California's children's health safety net programs from state budget
cuts.
2-1-1: Getting People the Help They Need
2-1-1 California: Connecting people to
services and resources in their communities.
2-1-1 is an easy-to-remember telephone number
that connects people to essential community information and referral services. The
goal of 2-1-1 California is to connect all Californians with the services,
information, resources and volunteer opportunities in their communities 24
hours a day, 7 days a week.When a person calls 2-1-1, specially
trained "real people" answer the call and determine what services, information
or resources are needed to help the caller. 2-1-1 now serves 225 million
Americans in all or part of 45 states, serving over 75 percent of the U.S.
population.
Too
many Californians do not earn enough money to meet their basic needs. These
individuals and families are walking a financial tightrope - they are barely
able to get by, with no ability to save for college, a home, or for retirement.
With your help, United Way of California - along with United Way of America -
is working to cut in half the number of lower-income families who are
financially unstable. If we're successful, by 2018, 1.9 million working
families will be on the road to economic independence.
Increase Income:
United Way's financial stability
work begins with tools and strategies that help families increase and maximize
their income in order to meet daily expenses, as well as to begin the
longer-term process of saving and building assets.
Build Savings:
Our nation's personal savings rate
in 2006 was a negative 1 percent, the lowest since the Great Depression. Though
saving is important for individuals and families at all income levels, it is
especially critical for low- to moderate-income families, who often have no
assets or access to credit and have a harder time remaining financially stable
during changes in income due to illness, job loss or other unforeseen events.
This underscores the importance of saving and provides access to
products/services that make it easier to do so.
Gain and Sustain Assets:
As people increase their income, enter the financial
mainstream through relationships with financial institutions, build savings and
reduce their debt, they will be better positioned to make choices about their
financial well-being. These choices may include asset purchases such as a house
or a vehicle, retirement and/or college savings, or the creation of a small
business. This step offers strategies for individuals and families to achieve
their asset goals and, once they have done so, to continue to build and sustain
their assets in the long term.